Consequences is something I have always thought about. There are so many reaction for one simple act. I know you can not know all of them but you must think before you act. I have come across so many who do not think. It is "I want now" attitude.
I am always broke, but they are in WaWa's buying coffee, a sandwich, newspaper and other things. They don't think how it is so much cheaper to buy a pound of coffee, make it at home. Buy bread, lunch meat, peanut butter and jelly or what else for a sandwich and make it at home. What you pay for a sandwich you can eat all week by making it at home.
It should be a treat, not everyday when you keep saying you don't have enough to pay your bills. I have seen people spend $15 or more in one day. This adds up in a week.